Churchill will be on hand to cover the things that matter most in your home. With our Home Plus policy you can depend on us to provide you with a policy that includes higher limits of cover and extras as standard.
Buildings insurance
| Covered as standard | Maximum value |
|---|---|
| Buildings sum insured | Unlimited |
| Accidental damage cover | Included |
| Property owner's liability | £5,000,000 | Tracing and accessing of leaks in the house | £10,000 |
| Replacement of matching sets and pairs | Included |
| Replacement locks if your keys are lost or stolen | Included |
| Alternative accommodation during repairs, for you and your pets (if your property is uninhabitable) | £50,000 (£80,000 if you have combined buildings and contents insurance) |
Contents insurance
| Covered as standard | Maximum value |
|---|---|
| Contents sum insured | £100,000 |
| Accidental damage cover | Included |
| Alternative accommodation during repairs, for you and your pets (if your property is uninhabitable) | £30,000 (£80,000 if you have combined buildings and contents insurance) |
| Contents temporarily taken out of the home | £10,000 |
| Garden cover for contents in the garden, plants and landscaping | £2,500 |
| Personal liability | £5,000,000 |
| Employer's liability | £10,000,000 |
| Replacement locks if your keys are lost or stolen | Included |
| Replacement of matching sets and pairs | Included |
| Family Legal Protection | £100,000 (provided there is over a 50% chance of success) |
| Home Emergency cover | £500 per call out |
What about Personal Possessions cover?
With Home Plus we provide cover for £5,000 worth of personal items outside the home as standard e.g. mobile, laptop and jewellery. This also includes:
- Cover in the UK and up to 60 days worldwide
- Limit for each individual item of £4,000
- Bicycles up to £1,000 per cycle
- £1,000 for lost or stolen money
Need more cover? Don’t worry as you can increase the sum insured or specify individual items worth more than £4,000 or bicycles worth more than £1,000.