Cover Options

Comprehensive

This covers you if your car is stolen, damaged by fire or accidentally damaged. You're also covered for claims made by other people for bodily injury or damage to their property.

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Comprehensive Plus

Our highest level of car insurance has everything offered by our Comprehensive cover and more. You get some higher cover limits, plus extras such as Guaranteed Hire Car Plus, Motor Legal Cover and Automatic Foreign Use included in the price.

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Third Party Fire and Theft

This covers you if other people claim against you for injury or damage to their car or property, and if your car is stolen or damaged by fire.

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Summary of benefits

With a comprehensive car insurance policy, you can enjoy all this cover as standard:

  • 24 hour accident recovery
  • Repairs guaranteed for 5 years when you use an approved repairer
  • If you have 4 years or more No Claim Discount, then you can choose to protect it
  • If your car has been stolen (not recovered) or written off, we’ll replace it with a new one of the same make and model if it’s less than a year old and you’re the first (and only) registered owner (Comprehensive cover only).
  • Personal accident cover for policyholder and spouse or partner
  • Medical expenses following an accident
  • Cover for personal belongings in the car
  • Vandalism promise means you won't lose your No Claim Discount if your car is vandalised. Excess applies, crime reference number required and damage can't have been caused by another vehicle
  • Download the policy documents

Apply online simply and securely

Using our quick and simple online application process, it normally takes just a few minutes to get a quote. You can be confident that buying online from Churchill is safe and secure as we use the highest level of protection.

Take a look at our optional extras

Breakdown Cover

With four levels to choose from, thanks to our friends at Green Flag.

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No Claim Discount Protection

Protect your No Claim Discount if you've earned four or more years.

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Motor Legal Cover

Included with Comprehensive Plus

Cover for up to £100,000 in legal costs if you have an accident in your car that isn't your fault.

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Guaranteed Hire Car Plus

Included with Comprehensive Plus

We'll send another car your way if yours is damaged in an accident or is stolen and not found.

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