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Home insurance - what's covered?
Churchill Home Insurance can provide you with cover for your Buildings and your Contents. Not all Home Insurance is the same, so take a look at the cover summaries below to see what is covered as standard.
Buildings Insurance cover
| What's covered as standard | Amount (up to) |
|---|---|
| Buildings cover | £500,000 |
| Property owners' liability | £2,000,000 |
| Alternative accommodation for you and your pets | £25,000 |
Contents Insurance cover
| What's covered as standard | Amount (up to) |
|---|---|
| Contents cover | £50,000 |
| Contents lost or damaged while moving home | £50,000 |
| Alternative accommodation for you and your pets | £8,000 |
| Public liability | £2,000,000 |
| Business equipment | £4,000 |
| Contents temporarily taken out of the home (e.g. student accommodation) | £4,000 |
| Theft from garages or outbuildings | £2,000 |
| High risk items not listed separately on your policy e.g. jewellery, antiques | £15,000 |
| Loss of oil or metered water | £1,000 |
| Replacement locks if your keys are stolen | £500 |
| Food in your freezer | £300 |
| Money in your home | £300 |
When you buy Churchill Home Insurance you will also be entitled to purchase some great additional covers:
- Accidental Damage
- Personal Possessions
- Home Emergency Legal Protection
Take a look at our optional extras to see what these products could cover you for.
Churchill Home Insurance cover is underwritten by Churchill Insurance Company Limited. Churchill Insurance Company Limited is authorised and regulated by the Financial Services Authority.