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Home insurance - what's covered?
Churchill Home Insurance can provide you with cover for your Buildings and your Contents. Not all Home Insurance is the same, so take a look at the cover summaries below to see what is covered as standard.
Buildings Insurance cover
| What's covered as standard | Amount (up to) |
|---|---|
| Buildings cover | £500,000 |
| Property owners' liability | £2,000,000 |
| Alternative accommodation for you and your pets | £25,000 |
Contents Insurance cover
| What's covered as standard | Amount (up to) |
|---|---|
| Contents cover | £50,000 |
| Contents lost or damaged while moving home | £50,000 |
| Alternative accommodation for you and your pets | £8,000 |
| Public liability | £2,000,000 |
| Business equipment | £4,000 |
| Contents temporarily taken out of the home (e.g. student accommodation) | £4,000 |
| Theft from garages or outbuildings | £2,000 |
| High risk items not listed separately on your policy e.g. jewellery, antiques | £15,000 |
| Loss of oil or metered water | £1,000 |
| Replacement locks if your keys are stolen | £500 |
| Food in your freezer | £300 |
| Money in your home | £300 |
When you buy Churchill Home Insurance you will also be entitled to purchase some great additional covers:
- Accidental Damage
- Personal Possessions
- Family Legal Protection
- Home Emergency
Take a look at our optional extras to see what these products could cover you for.