Not all homes are the same. So why should your policy be? Here at Churchill we offer two types of cover- Home Insurance and Home Plus. Because when it comes to insuring your home and contents you can depend on Churchill.
There are a number of optional extras you can add to your Home Insurance policy, such as cover for accidental damage and personal possessions. These are all included with Home Plus.
Benefits
You can compare and choose your cover level - just take a look at the table below.
| Home Insurance | Home Plus | |
|---|---|---|
| Buildings Sum Insured | £1,000,000 | Unlimited |
| Accidental Damage cover | Optional | Included |
| Alternative accommodation during repairs, for you and your pets (if your property is uninhabitable) | £25,000 (£40,000 for combined buildings and contents insurance) |
£50,000 (£80,000 for combined buildings and contents insurance) |
| Tracing and accessing of leaks in the house | £5,000 | £10,000 |
| Property owner's liability | £2,000,000 | £5,000,000 |
| Matching Sets and Suites | Not available | Included |
| Contents Sum Insured | £50,000 | £100,000 |
| Items inside the home | £2,000 per item | £4,000 per item |
| Accidental Damage cover | Optional | Included |
| Alternative accommodation during repairs, for you and your pets (if your property is uninhabitable) | £15,000 (£40,000 for combined buildings and contents insurance) |
£30,000 (£80,000 for combined buildings and contents insurance) |
| Contents temporarily taken out of the home | £5,000 | £10,000 |
| Personal liability | £2,000,000 | £5,000,000 |
| Employer's liability | £5,000,000 | £10,000,000 |
| Matching Sets and Suites | Not available | Included |
| Personal possessions | Optional | Included |
| Cover items outside the home | £2,500 | £5,000 |
| Money | £500 | £1,000 |
| Bicycles | £500 per cycle | £1,000 per cycle |
| Family Legal Protection Up to £100,000 (provided there is over a 50% chance of success) |
Optional | Included |
| Home Emergency cover Up to £500 per call out |
Optional | Included |
| Find out more | Find out more | |
Both products offer cover for:
- Contents in the garden including plants and landscaping (cover limits apply)
- Loss or theft of house keys