Car insurance guide - inspections and tests

 

As you're starting the car buying journey, we want you to feel confident about the steps you need to take and relaxed about the whole process. So we've gone to the experts - Whatcar? - and we're featuring pages of help and advice from them right here for you.

 

We'd also like to try and save you some time and money on your car insurance. So, while you're here, get an online car insurance quote and find out how much you could save.

Inspections and tests

If you’re buying a used car, you will need to check the general condition of the car. A poorly maintained vehicle could cause you a string of problems later on. If buying privately, used cars are usually ‘sold as seen’, so check everything.

 

It is also advisable to check the vehicle's history to make sure the car is what it claims to be.

  • Check the condition of the tyres. Don’t forget tread depth and side-wall damage. If a tyre has uneven wear, it could be a sign that the wheels are not correctly aligned.
  • The steering wheel should rotate smoothly from lock to lock without any unusual noise or vibration.
  • The gears should engage easily and smoothly without any grinding with the clutch fully depressed. A weak or extremely stiff clutch pedal could be a sign of worn components.
  • The engine should idle smoothly and rev evenly. Check the oil dipstick and the inside of the oil filler cap. If you find a brown sludge, walk away – the engine is damaged and will need expensive repairs.
  • Check the exhaust doesn’t produce lots of blue smoke when you rev the engine – this shows sign of excessive internal engine wear.
  • Check the body work and underside of the car for rust. Look at the exhaust system; does it look like it needs replacing soon?
  • Be suspicious of a very clean engine bay, has it been cleaned to hide something?
  • While under the bonnet, look for signs of flaking paint and rust around the panel joints at the front of the car. This could denote repairs after crash damage.
  • Does the wear on the interior of the car match the mileage on the odometer? A low-mileage car with very worn seats and pedals could have been clocked.
  • Open and close the doors to check they work correctly, and examine the rubber seals for signs or paint, another indication of crash-damage repairs.
  • Look down the side of the car to see if all the panels and bodywork line up smoothly. Be suspicious of wavy panels or cars with uneven gaps between panels.
  • When on a test drive, the brakes should feel responsive and provide adequate stopping power when travelling at speed.
  • Check all items work correctly, including electric components. This should include windows, sunroofs, seats etc.

More about whether to buy new or used 

Churchill Motor Insurance cover is underwritten by Churchill Insurance Company Limited. Churchill Insurance Company Limited is authorised and regulated by the Financial Services Authority.